This policy describes how Mutter collects, uses, and shares personal information when users visit our Website which is https://mutter-am.com (collectively, the "Website").

Mutter refers to Mutter Asset Management AG.

Mutter Asset Management AG (here referred to as "the Family Office" or "Mutter") is a Family Office based in Switzerland, providing financial, investment, and real estate advisory and management services to its clients. 

Any visitor of the Website is a "User"/ or "Client".

The Website is owned and operated by Mutter. By using the Website, Users accept and agree to be bound and abide by the terms as a result.

By accessing and using the Website, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

Any use of the Website not expressly permitted by the terms of this Policy is a breach thereof and may violate copyright, trademark, and other laws.

The Family Office provides information about its financial and investment management services through this Website. 

The use of this Website is restricted to individuals and entities who can form legally binding contracts under applicable law. By using this Website, you represent and warrant that you meet this eligibility criteria.

Mutter might track Users’ traffic patterns throughout the Website, browsing activity, pages visited and the length of the visits, and other information related to Users’ use of the Website.

You agree to use the Website for lawful purposes only. You are prohibited from using the Website to: Engage in any unlawful activity. Violate any applicable local, national, or international law. Transmit or distribute any harmful code, including viruses, malware, or spyware. Interfere with or disrupt the Website's operation or security. Impersonate or attempt to impersonate Mutter, its employee, another user, or any other person or entity.

The Website may contain links to third-party websites for your convenience. The Family Office does not assume responsibility for any third-party content, products, or services. Accessing third-party websites is at your own risk. These links are solely for the convenience of Users, and the inclusion of such links does not necessarily imply an affiliation, sponsorship, or endorsement. Mutter makes no representations whatsoever regarding such third-party sites.

All content on the Website, including but not limited to text, graphics, logos, images, and software, is the property of the Family Office or its content suppliers and is protected by Swiss and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without express written permission from the Family Office. Mutter names, logos, and products are trademarks of Mutter. Users must not use such marks without the prior written permission of Mutter.

Use of the Website is for personal, non-commercial use only. No right, title or interest in or to the Website or any content therein is transferred to the User, and all rights not expressly granted are reserved by Mutter.

The information on the Website is provided "as is" and "as available" without any warranties, expressed or implied. The Family Office disclaims all warranties, including but not limited to the accuracy, completeness, and timeliness of the information provided. We do not guarantee that the Website will be error-free, secure, or continuous.

To the fullest extent permitted by law, the Family Office shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Website. This includes any damages resulting from reliance on the information provided on the Website.

Your use of the Website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. The Family Office collects information directly from Users, such as when a User fills out a form on a Website. Mutter also collects data and information automatically when Users navigate through the Website, such as usage details, navigation patterns, IP addresses, and other kinds of data. By using the Website, Users consent to the collecting of information.

If a User provides Mutter with the User’s contact information (including, without limitation, email address, phone number, mailing address, and /or other communications platform), the User consents to Mutter contacting them, including via text messaging.

While Mutter operates secure data networks protected by industry-standard firewalls and password protection systems, Mutter cannot guarantee the security of personal information transmitted to the Website. The Family Office is not responsible for the circumvention of any privacy settings or security measures contained on the Website.

Mutter reserves the right to modify these Terms of Use at any time without prior notice. Your continued use of the Website following any changes indicates your acceptance of the new terms. Mutter reserves the right to withdraw or amend the Website, and any service or material Mutter provides on the Website in Mutter’s sole discretion without notice. Mutter will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, Mutter may restrict access to some parts of or the entirety of the Website.

The owner of the Website is based in Switzerland. These Terms of Use are governed by and construed in accordance with the laws of Switzerland. Any disputes arising from the use of the Website shall be resolved in the courts of Switzerland.

If you have any questions or concerns regarding these Terms of Use, please email us.

Effective May 26, 2024